Terms of Use

Welcome to Dash Credit ("Website", "we", "us", or "our"). Please read these Terms of Use carefully before accessing or using dashcreditloan.com or submitting any online loan request forms. By accessing or using any part of this Website, you agree to be bound by these Terms of Use. If you do not agree to all of these terms, you may not access the Website or use our services.

1. Business Role & Non-Lender Disclosure

Dash Credit is not a lender, loan broker, credit representative, or agent of any lender or financial institution. Dash Credit does not make credit decisions, issue loan approvals, extend credit offers, or set interest rates, APRs, finance charges, or repayment terms. We operate solely as an online information resource and referral matching platform that connects consumers with participating third-party lenders and financial service provider networks.

2. User Eligibility & Representation

By using this Website or submitting a loan request, you represent and warrant that:

• You are at least 18 years of age (or the legal age of majority in your jurisdiction of residence).
• You are a legal resident of the United States.
• All information you submit to us is truthful, accurate, current, and complete.
• You possess the legal capacity to enter into binding agreements.

3. Authorization for Information Transmission & Credit Reviews

By submitting an online request on Dash Credit, you explicitly authorize and instruct us to transmit your request details to participating third-party lenders and financial service providers in our network. You acknowledge that participating lenders may perform credit reviews or soft/hard credit inquiries through major credit bureaus (such as Experian, Equifax, or TransUnion) or specialized credit reporting agencies to verify your identity and evaluate your creditworthiness.

4. No Guarantee of Loan Offers, Rates, or Funding

Submission of an online request through Dash Credit does not guarantee that you will be matched with a lender, receive a loan offer, or obtain credit approval. The availability of loan products, interest rates (APRs), term lengths, and loan amounts depends entirely on individual lender underwriting criteria and state regulations. Participating lenders reserve the right to decline any request according to their independent underwriting guidelines.

5. Electronic Communications & Consent (TCPA Notice)

By providing your contact details (including phone number and email address), you expressly consent to receive electronic communications, email notifications, phone calls, and text messages (SMS) from Dash Credit and participating third-party lenders regarding your loan request. Message and data rates may apply. You may opt out of receiving promotional communications at any time.

6. Use of Informational Calculators & Tools

The calculators, payment estimators, and financial planning guides provided on Dash Credit are for educational and illustrative purposes only. Estimates generated by our tools do not constitute guaranteed rates or official loan disclosures. Actual loan terms will be specified directly in the loan agreement provided by your matched lender.

7. Intellectual Property Rights

All content, design elements, logos, graphics, text, software code, and trademarked materials on this Website are the property of Dash Credit or its licensors and are protected by applicable United States copyright, trademark, and intellectual property laws. Unauthorized reproduction, modification, or distribution is strictly prohibited.

8. Third-Party Websites & Links

This Website may contain links to third-party websites operated by lenders or partner networks. Dash Credit does not control, endorse, or assume responsibility for the content, privacy policies, or business practices of any third-party websites. Your interactions with third-party sites are governed solely by their respective terms and policies.

9. Disclaimer of Warranties

THIS WEBSITE AND ALL SERVICES, TOOLS, AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. DASH CREDIT DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL DASH CREDIT, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNATIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE WEBSITE, INABILITY TO USE THE WEBSITE, OR ANY LOAN AGREEMENTS ENTERED INTO WITH THIRD-PARTY LENDERS.

11. Indemnification

You agree to defend, indemnify, and hold harmless Dash Credit and its affiliates from and against any claims, liabilities, damages, judgments, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your violation of these Terms of Use or your misuse of the Website.

12. Governing Law & Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in state or federal courts located within Delaware.

13. Changes to Terms of Use

We reserve the right to revise or update these Terms of Use at any time without prior notice. The updated version will be posted on this page with a revised "Last Updated" date. Your continued use of the Website following any changes constitutes acceptance of those revisions.

14. Contact Information

If you have any questions or concerns regarding these Terms of Use, please contact us at:

Dash Credit Legal Support
Email: support@dashcreditloan.com
Website: dashcreditloan.com